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Furthermore, clients for this type of plan might have serious legal or criminal backgrounds. It is necessary to keep in mind that various providers offer a series of concern ages on their guaranteed issue plans as low as age 40 or as high as age 80 - funeral policies for over 60. Some will additionally supply higher face values, up to $40,000, and others will permit for much better survivor benefit conditions by enhancing the rates of interest with the return of costs or reducing the variety of years until a complete fatality advantage is offered