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You can be prepared by having your full medical and prescription history - instant decision life insurance documented before you get on your phone call. The agent dealing with your application will ask a series of concerns about your health background and way of living, so you'll intend to be prepared to answer them as precisely and extensively as feasible
Either method, if you wish to establish the policy, you'll be covered as quickly as you pay your first premium and sign your policy contract. If you're decreased for prompt coverage, it does not imply you're disqualified for any life insurance policy plan. Depending on the reason your application is refuted, you might still obtain life insurance policy coverage by applying with an additional firm.
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